Purchasing your first home

Purchasing your first home with Excellence Finance can be made simple and quick for your convenience. Buying your first home can bring you many benefits like decorating your home the way you like, a stable address where you will not be moved by the landlord.

One of the most important steps you will need is to do your research on how much you can borrow, what will your repayments be,what can you comfortably afford to pay etc. It is best to see a finance broker or bank to find out how you can get help. There are advantages and dis-advantages of using either.

Excellence Finance Loan Consultants will help you achieve in getting the right loan and advice, they will also refer you to a real estate agent, conveyancer and if you need to see a financial planner, we can organise that as well.

How we can help first home buyers?

• We can assist you in finding the right home loan product (including loan features, ongoing fees, interest rates & choosing the right lender)
• Our consultants will also assist you in completing the First Home Owner Grant application and providing any related documents to the Office of State Revenue.
• We can show you how to maintain a household budget so you will be able to pay off your loan repayments, other bills and keep some money on the side incase of emergency before spending your income on other things such as going out or anything else.
• We can refer you other professionals and services that will be inportant to you: these include Home & Life Insurance, Financial Planning and a Licenced Real Estate agent.

What to do now?

• Contact one of our loan consultants and they will assist you to achieve your financial goals
• Complete your details on our enquiry form and one of our loan consultants will contact you

Types of Loans:

• Standard Variable Loan
• Basic Variable Loans
• Discount Variable/Honeymoon/Introductory Loans
• Fixed Rate Loan
• Line of Credit
• Combination/Split Loans
• Low-Documentation Loans

More Information:

• Property Valuations
• Documentation Checklist
• Maximum Borrowing
• Useful Links