...
Excellence Finance Pty Ltd logo

Ask These 10 Questions Before You Apply for Finance

Make sure to review all the asset loan features. Check if you can redraw or even make extra payments.  See if it is fixed or variable. This will allow you to determine how much you need to pay over the period of your loan.  The answer depends on the lender. Ideally, you can  borrow up […]

What You Need to Know About Home Pre-Approval

If you want to be a homeowner soon, getting a pre-approval can sometimes be nerve-racking. Through this post, Excellence Finance‘s experts share with you what there is to know about home pre-approval. Questions such as how long do the home pre-approval last, what does it involve and when it is necessary will be answered.  What […]

What You Need To Know About Credit Scores and Credit Reports

The Banks & lenders will use your credit score or credit rating to assess your loan application whether they will offer you credit. If you know your credit score or have a copy of your credit report beforehand, you will have a better idea of the suitable deals and be able to further understand why […]

Should You Refinance Your Mortgage?

Have you ever heard of mortgage refinancing? Before, many people who took out a mortgage continued with it until they had completely paid it off. However, times have changed, and people now refinance their mortgages more frequently.  If you are wondering if you should refinance your mortgage, take a look at some of the most […]

Top Things Home Buyers Should Need to Know First

As an home buyer have you ever heard of mortgage refinancing? Before, many people who took out a mortgage continued with it until they had completely paid it off. However, times have changed, and people now refinance their mortgages more frequently.  If you are wondering if you should refinance your mortgage, take a look at […]

Here’s Why Your Finance Broker is Asking for Too Many Documentation

Nobody really likes collecting the paperwork. However, providing the right documentation to your Sydney finance broker can save you time and money.  What Will Your Finance Broker Ask From You?  Your Finance broker might request the following documents.   Additional requirements might be asked, depending on the lender or bank your finance broker intends to apply […]

Tricks to Paying Off Your Mortgage Faster

Take a closer look at your loan. Check your progress.  How are you paying it off? If you think the progress is too slow, here are a few tips to help you pay off  your mortgage sooner. implement these steps, and you can be financially free, sooner.  Make Smaller Payments, More Often This technique can […]

Is Your Profession Key to Saving On Your Home Loan?

Your job can save you on your mortgage, especially if your profession classifies you as a low-risk borrower. If the lender sees you as one, you may be entitled to special discounts. Our Excellence Finance experts will break down the process to you. Who Are the Lucky Ones?  Lawyers, doctors and accountants are usually eligible […]

The Parties Involved When Purchasing a Property

Let’s admit it. While purchasing a property is an exciting experience, it can also be nerve-wracking. That is why it is important that you have a strong network with expertise. In this article, we’ll talk about the parties involved when you purchase a property.  Real Estate Agent A real estate agent is necessary unless you […]

What You Need To Know About Capital Gains Tax

If you plan to buy and sell an investment property, you are required to pay capital gains tax or CGT on sale of investment property. You must understand this first before you buy or sell investment property.  What is CGT? A CGT (Capital Gains Tax) is a required tax to pay on any capital gain […]

How Can Redraw and Offset Accounts Can Save You Money

Redraw facilities and offset accounts can be beneficial for borrowers as these allow you to reduce the balance of your home loan. This means the interest charged will decrease when you make weekly or monthly loan repayments.  Redraw Facilities When we speak about redraw facilities, you can deposit extra funds into your home loan account. […]

Seraphinite AcceleratorOptimized by Seraphinite Accelerator
Turns on site high speed to be attractive for people and search engines.