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Home Loan

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Excellence Finance mortgage brokers offer many types of loan options as explained below. Each lender has its own variations and, of course, they price their offerings accordingly. In most cases, they are all similar to each other’s rates.

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Loans

Types of Loans

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Property Purchase Loan

  • Owner Occupied Property (Loans up to 95% Loan to Value Ratio (Property Value) including Lenders Mortgage Insurance (LMI).
  • Investment Property (Loans up to 90% Loan Value Ratio (Property Value) including Lenders Mortgage Insurance (LMI)
  • Excellence Finance team can help structure your home loan to enable you to save thousands in Lenders Mortgage Insurance payment
  • Employment Status – PAYG need to be past the Probation period and Self Employed require 2 years of Financials (Tax Returns)
  • We can complete the Upfront Property valuation with some lenders
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Construction Loans

  • Construction for Owner Occupied and Investment properties
  • Most of the lenders will lend up to 90% of Construction for Owner Occupied and Investment including Lender’s Mortgage Insurance.
  • Employment Status – PAYG need to be past the Probation period and Self Employed require 2 years of Financials (Tax Returns)
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Refinance Loans

  • Refinance your current home loan and Unlimited Debt Consolidate with all your other Liabilities up to 80% Loan to Value Ratio (Property Value) to avoid paying Lenders Mortgage Insurance
  • Employment Status – PAYG need to be past the Probation period and Self Employed require 2 years of Financials (Tax Returns)
  • We can complete the Upfront Property valuation with some lenders
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Self Managed Super Finance (SMSF)

  • We provide loans for Residential & Commercial properties
  • Max 80% Loan to Value Ratio (LVR) Metro, 75% Inner City and High Density and 65% Regional areas
  • Maximum Loan $3M
  • 100% Offset available

Asset Finance

Are you in the market for a new motor vehicle or truck but concerned about the complexities of securing an asset finance loan? Look no further than Excellence Finance, your trusted partner in simplifying the journey to vehicle ownership. With a wealth of experience and a commitment to client satisfaction, we offer tailored solutions to help you acquire the vehicle you need, hassle-free.

Property Point Group

Property Point Group (Lic 10092378) specialise in identifying a suitable residential investment property for our clients within 4 states QLD, NSW, VIC, & SA.

Most of the sources are newly built properties

We provide Property and area profile 

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