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Property Buying Cost Calculator

Quite often when people want to buy a property, they will not calculate all of the extra costs associated with purchasing a property. Our Property Buying Cost Calculator will provide a breakdown of some of the costs to expect when buying a property such as government fees, lender fees and other buying costs.

The results will show you your total costs overall, as well as the estimated total property buying cost, which will ultimately assist with your budgeting and saving process.

Types of Properties You Can Invest In

Purchasing your first property can be an overwhelming experience as there are numerous factors to take into accounts such as location, budget, and ongoing property expenses. Below are a list of property types you can consider buying:


  1. Residential properties – are properties intended for habitation and may include houses, apartments, townhouses, and vacation homes.
  2. Commercial properties – are intended for business use and may include office buildings, retail spaces, industrial properties, and warehouses.
  3. Industrial properties – are those designated for industrial use, such as factories, manufacturing plants, and distribution centres.
  4. Retail properties – are designated for commercial activities such as shops, malls, and strip centres.
  5. Agricultural properties – are intended for agricultural use, such as farms, vineyards, and orchards, while development sites are undeveloped land or properties that can be developed for commercial, industrial, or residential purposes.
  6. Mixed-use properties- are properties that combine two or more uses, such as residential and commercial or retail and residential, while special-use properties are designated for specific uses such as hospitals, schools, and places of worship.


In order to gain a comprehensive understanding of these property types and what to consider before buying, it is advisable to consult with an Excellence Finance Mortgage Broker who can provide you with valuable information regarding budget calculations, property type limitations, and potential grant opportunities like First Home Owner Grant (FHOG).

Need Professional Advice?

Would you like assistance in comprehending the various expenses associated with buying a property? Seek guidance from an Excellence Finance Mortgage Broker today.

Disclaimer: Please note that the calculations provided in this page do not encompass all fees and charges. The outcomes produced are solely estimates and should not be relied upon as the sole basis for making decisions concerning loan agreements.

Fluctuating interest rates and other costs may impact the total cost of the loan. Therefore, borrowers are urged to consult with a qualified Excellence Finance Mortgage Broker Australian Credit Licensee or Authorised Credit Representative to assess their individual circumstances.

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